Goods for goods
A couch for a console is a complete trade. Nobody is asked to set up payouts.
Company
Trade what you have for what you want. Cash can be part of the deal, or the whole deal, and both people agree before anything moves.

A couch for a console is a complete trade. Nobody is asked to set up payouts.
The accepted offer names who pays and who receives. That does not have to be the listing owner.
You sign up for GoExchange. A payout account is created only when you are about to receive money.